摘要: |
在农业转型升级的进程中,大量的资金周转需求始终困扰着农业生产者。为解决农业生产者融资困难的问题,在财政的支持下,从中央到地方都成立了政策性农业融资担保机构,并相继出台担保费补助、以奖代补等多项财政支持政策,使政策性农业融资担保成为财政支持“三农”的重要政策工具。那么,财政支持是否推动了农业融资担保的发展呢?其效果受何因素影响呢?本文选取2016-2020五年来全国33个省级农业融资担保机构的面板数据构建多时点双重差分模型,量化分析担保费补助、业务奖补、代偿补偿、风险救助四项财政政策支持对农业融资担保发展的影响,研究结果表明,财政支持有利于农业融资担保发展,但其效果受代偿风险、产业结构等外部因素的影响,且仍需进一步平衡与完善,该结果力图为构建更加科学、高效、规范的财政支持农业融资担保体系提供证据支持。 |
关键词: 财政支持 农业 融资担保 |
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Does Financial Support Help Guarantee the Development of Agricultural Financing? |
黄君洁
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Fujian Agricultural Financing Guarantee Co., Ltd
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Abstract: |
In the process of agricultural transformation and upgrading, a large number of capital turnover needs have always plagued agricultural producers. In order to solve the financing difficulties of agricultural producers, with the financial support, policy oriented agricultural financing guarantee institutions have been established from the central to local governments, and a number of financial support policies such as guarantee fee subsidies and awards have been issued successively, making policy oriented agricultural financing guarantee an important policy tool for financial support for“agriculture, rural areas and farmers”. So, does financial support promote the development of agricultural financing guarantee? What factors influence its effect? The paper selects the panel data of 33 provincial agricultural financing guarantee institutions in China from 2016 to 2020, constructs a multi-point dual difference model, and quantitatively analyzes the impact of four financial policy support on the development of agricultural financing guarantee: guarantee fee subsidy, business reward, compensatory compensation and risk relief. The research results show that financial support is conducive to the development of agricultural financing guarantee, However, its effect is affected by external factors such as compensatory risk and industrial structure, and still needs to be further balanced and improved, the result tries to provide evidence support for build a more scientific, efficient and standardized financial support agricultural financing guarantee system. |
Key words: Financial support Agriculture Financing guarantee |